.tool-hero{background:linear-gradient(135deg,var(--color-teal) 0%,#0E9488 100%);color:#fff;padding:48px 0 40px;text-align:center}.tool-hero h1{color:#fff;font-size:2rem;margin-bottom:8px}.tool-hero p{color:#ffffffe0;font-size:1.1rem;max-width:640px;margin:0 auto;line-height:1.6}@media(min-width:768px){.tool-hero h1{font-size:2.5rem}.tool-hero{padding:64px 0 48px}}.tool-body{padding:40px 0 80px;background:var(--color-bg-alt);min-height:60vh}.tool-container{max-width:800px;margin:0 auto;padding:0 20px;min-height:720px}@media(min-width:768px){.tool-container{padding:0 32px;min-height:680px}}.tool-breadcrumb{font-size:.875rem;color:#ffffffd9;margin-bottom:12px}.tool-breadcrumb a{color:#fffffff2;text-decoration:underline}.tool-breadcrumb a:hover{color:#fff}.tool-breadcrumb span[aria-current]{color:#fff;font-weight:600}.tool-breadcrumb [aria-hidden=true]{margin:0 6px;opacity:.6}.tool-meta{margin-top:16px;font-size:.875rem;color:#ffffffe0;display:inline-flex;flex-wrap:wrap;justify-content:center;gap:6px;align-items:center}.tool-meta a,.tool-meta-link{color:#fff;text-decoration:underline}.tool-meta-sep{opacity:.5}.tool-static{padding:56px 0;background:#fff}.tool-static h2{font-size:1.5rem;margin-top:0;margin-bottom:12px}.tool-static h2+p,.tool-static-intro{color:var(--color-text-secondary);max-width:720px;margin-bottom:24px}.tq-static-list{list-style:none;padding:0;margin:0 0 32px}.tq-static-q{border-top:1px solid var(--color-border);padding:20px 0}.tq-static-q h3{font-size:1.05rem;margin:0 0 6px}.tq-static-sub{color:var(--color-text-secondary);font-size:.95rem;margin:0 0 10px;line-height:1.55}.tq-static-options{margin:0;padding-left:18px;color:var(--color-text);font-size:.95rem;line-height:1.7}.tq-static-score{color:var(--color-text-secondary);font-size:.85rem}.tq-weights-table{width:100%;max-width:480px;border-collapse:collapse;font-size:.95rem;margin:12px 0 24px}.tq-weights-table th,.tq-weights-table td{text-align:left;padding:8px 12px;border-bottom:1px solid var(--color-border)}.tq-weights-table th{font-weight:600;background:var(--color-bg-alt)}.tq-static-foot{font-size:.95rem;color:var(--color-text-secondary)}.tool-faq{padding:48px 0 72px;background:var(--color-bg-alt)}.tool-faq h2{font-size:1.5rem;margin:0 0 16px}.tq-faq{background:#fff;border:1px solid var(--color-border);border-radius:10px;padding:14px 18px;margin-bottom:10px}.tq-faq-q{font-weight:600;cursor:pointer;list-style:none}.tq-faq-q::-webkit-details-marker{display:none}.tq-faq-q:after{content:"+";float:right;color:var(--color-teal);font-weight:600}.tq-faq[open] .tq-faq-q:after{content:"−"}.tq-faq-answer{color:var(--color-text-secondary);margin-top:10px;line-height:1.6}.tq-error{color:#b91c1c;background:#fef2f2;border:1px solid #FECACA;padding:10px 14px;border-radius:8px;font-size:.9rem;margin:8px 0 0}.tq-quiz{background:#fff;border-radius:16px;padding:24px;box-shadow:0 1px 3px #00000014,0 4px 12px #0000000a}@media(min-width:768px){.tq-quiz{padding:40px 48px}}.tq-progress{height:6px;background:var(--color-border);border-radius:3px;overflow:hidden;margin-bottom:8px}.tq-progress-bar{height:100%;background:linear-gradient(90deg,var(--color-teal),#0E9488);border-radius:3px;transition:width var(--dur-slow) var(--ease-emphasized)}.tq-step-label{font-size:.8125rem;color:var(--color-text-secondary);margin-bottom:28px;font-weight:500}.tq-q-title{font-size:1.5rem;margin-bottom:6px}.tq-q-subtitle{color:var(--color-text-secondary);font-size:.9375rem;margin-bottom:28px}.tq-options{display:grid;gap:12px}@media(min-width:480px){.tq-options{grid-template-columns:repeat(2,1fr)}}.tq-option-card{display:flex;align-items:center;justify-content:center;text-align:center;padding:14px 20px;border:2px solid var(--color-border);border-radius:12px;background:#fff;font-family:var(--font-sans);font-size:1rem;font-weight:500;color:var(--color-text);cursor:pointer;transition:border-color var(--dur-quick) var(--ease-out),background-color var(--dur-quick) var(--ease-out),color var(--dur-quick) var(--ease-out);min-height:56px;gap:8px}.tq-option-card:hover{border-color:var(--color-teal);background:#f0fdfa}.tq-option-card.tq-option-selected{border-color:var(--color-teal);background:#ccfbf1;color:var(--color-teal)}.tq-checkbox{width:22px;height:22px;border:2px solid var(--color-border);border-radius:4px;display:inline-flex;align-items:center;justify-content:center;font-size:14px;font-weight:700;flex-shrink:0;color:var(--color-teal)}.tq-option-selected .tq-checkbox{border-color:var(--color-teal);background:#ccfbf1}.tq-multi-submit{grid-column:1 / -1;margin-top:8px}.tq-back{display:inline-block;margin-top:20px;background:none;border:none;color:var(--color-text-secondary);font-size:.9375rem;cursor:pointer;font-family:var(--font-sans);padding:8px 0}.tq-back:hover{color:var(--color-teal)}.tq-results{display:flex;flex-direction:column;gap:24px}.tq-grade-card{background:#fff;border-radius:16px;padding:28px;box-shadow:0 1px 3px #00000014,0 4px 12px #0000000a;display:flex;flex-direction:column;align-items:center;text-align:center;gap:20px}@media(min-width:640px){.tq-grade-card{flex-direction:row;text-align:left}}.tq-grade-circle{width:100px;height:100px;border-radius:50%;border:6px solid;display:flex;align-items:center;justify-content:center;flex-shrink:0}.tq-grade-letter{font-family:Georgia,serif;font-size:3rem;font-weight:700;line-height:1}.tq-grade-info{display:flex;flex-direction:column;gap:2px}.tq-grade-title{font-size:1.25rem;margin-bottom:4px}.tq-grade-label{font-family:var(--font-serif);font-weight:700;font-size:1.125rem;margin-bottom:4px}.tq-grade-score{font-family:var(--font-sans);font-weight:700;font-size:1.5rem;color:var(--color-text);margin-bottom:8px}.tq-grade-detail{color:var(--color-text-secondary);font-size:.9375rem;margin:0}.tq-section{background:#fff;border-radius:16px;padding:28px;box-shadow:0 1px 2px #0000000f}.tq-section-title{font-size:1.125rem;margin-bottom:8px;margin-top:0}.tq-section-subtitle{color:var(--color-text-secondary);font-size:.9375rem;margin-bottom:20px}.tq-risks{display:flex;flex-direction:column;gap:16px}.tq-risk-card{padding:20px;border:1px solid var(--color-border);border-radius:12px;background:var(--color-bg-alt)}.tq-risk-header{display:flex;align-items:center;gap:12px;margin-bottom:10px}.tq-risk-num{width:28px;height:28px;border-radius:50%;background:var(--color-teal);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:.8rem;flex-shrink:0}.tq-risk-label{font-weight:600;font-size:1rem;flex:1}.tq-risk-score{font-weight:700;font-size:.875rem}.tq-risk-rec{font-size:.9375rem;color:var(--color-text-secondary);margin-bottom:10px;line-height:1.6}.tq-risk-link{font-size:.9375rem;font-weight:600;color:var(--color-teal);text-decoration:none}.tq-risk-link:hover{color:var(--color-teal-hover);text-decoration:underline}.tq-btn{display:inline-flex;align-items:center;justify-content:center;font-family:var(--font-sans);font-weight:600;font-size:1rem;padding:.75rem 1.5rem;border-radius:10px;border:2px solid transparent;cursor:pointer;text-decoration:none;transition:background-color var(--dur-quick) var(--ease-out),color var(--dur-quick) var(--ease-out),border-color var(--dur-quick) var(--ease-out)}.tq-btn-cta{background:var(--color-teal);color:#fff}.tq-btn-cta:hover{background:var(--color-teal-hover);color:#fff}.tq-btn-outline{background:transparent;color:var(--color-teal);border-color:var(--color-teal)}.tq-btn-outline:hover{background:var(--color-teal);color:#fff}.tq-btn-lg{padding:1rem 2rem;font-size:1.125rem}.tq-email-teaser{display:flex;align-items:center;gap:16px;cursor:pointer;border:2px dashed var(--color-border)}.tq-email-teaser:hover{border-color:var(--color-teal)}.tq-email-icon{color:var(--color-teal);flex-shrink:0}.tq-email-teaser p{margin:0;color:var(--color-text-secondary);font-size:.875rem}.tq-email-teaser strong{display:block;margin-bottom:2px}.tq-email-form p:not(.tq-privacy){color:var(--color-text-secondary);font-size:.9375rem;margin-bottom:16px}.tq-email-fields{display:flex;flex-direction:column;gap:12px}@media(min-width:640px){.tq-email-fields{flex-direction:row}.tq-email-fields .tq-input{flex:1}}.tq-input{padding:10px 14px;border:2px solid var(--color-border);border-radius:8px;font-size:1rem;font-family:var(--font-sans)}.tq-input:focus{outline:none;border-color:var(--color-teal)}.tq-privacy{font-size:.75rem;color:var(--color-text-secondary);margin-top:8px}.tq-newsletter-optin{display:flex;align-items:flex-start;gap:10px;margin-top:14px;padding:12px 14px;background:#faf7f0;border:1px solid rgba(11,122,111,.16);border-radius:8px;font-size:.875rem;line-height:1.5;color:var(--color-text-primary);cursor:pointer}.tq-newsletter-optin input[type=checkbox]{margin-top:3px;width:16px;height:16px;flex-shrink:0;accent-color:var(--color-teal);cursor:pointer}.tq-newsletter-optin span{display:block}.tq-newsletter-optin strong{font-weight:600}.tq-email-sent{display:flex;align-items:center;gap:10px}.tq-email-sent p{margin:0}.tq-actions{text-align:center;background:#fff;border-radius:16px;padding:28px;box-shadow:0 1px 2px #0000000f;display:flex;flex-direction:column;align-items:center;gap:12px}.tq-cta-sub{margin-top:0;font-size:.875rem;color:var(--color-text-secondary)}.tq-start-over{background:none;border:none;color:var(--color-text-secondary);font-size:.9375rem;cursor:pointer;font-family:var(--font-sans);padding:8px 0;margin:0 auto;display:block}.tq-start-over:hover{color:var(--color-teal)}.tq-tier-badge{display:inline-flex;align-items:center;padding:4px 10px;border-radius:999px;font-family:var(--font-sans);font-size:.75rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase;line-height:1.2;transition:background-color var(--dur-quick) var(--ease-out),color var(--dur-quick) var(--ease-out)}.tq-tier-badge[data-tier=budget]{background:var(--tier-budget-bg);color:var(--tier-budget-fg)}.tq-tier-badge[data-tier=mid]{background:var(--tier-mid-bg);color:var(--tier-mid-fg)}.tq-tier-badge[data-tier=premium]{background:var(--tier-premium-bg);color:var(--tier-premium-fg)}.tq-tier-badge[data-tier=investment]{background:var(--tier-investment-bg);color:var(--tier-investment-fg)}